What do you really need to be happy? Most people think they need more money and advertisers tell everyone they need more stuff. But Australian research into wellbeing found these three indicators are the most important - “the golden triangle of happiness” (Australian Unity, 2015)

Money by itself doesn't lead to wellbeing - it's using money as a tool to get the goods, services and experiences we need to create a happy environment.

Financial wellbeing
One way to define financial wellbeing is being able to:
This will change over time, but how financially well do you feel now?
What one thing could you do that would improve your financial wellbeing? It might be as simple as making sure your bills are paid on time, or putting away a small amount of savings each pay day.