Financial Assistance

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Financial problems can affect people from all walks of life.

The Salvation Army offers a range of support options to help with financial difficulties, depending on the nature of your problems.


Emergency Relief (Bills, Food & Utilities)

If you're struggling to make ends meet, The Salvation Army's may be able to provide practical assistance. Please contact the where you willl talk to a friendly and trained telephone support worker who will assess your situation and refer you to a local 'Salvos Connect' site to receive assistance. Please note that your circumstances will be assessed with regards to your needs and available resources.

Most people only need to access emergency relief once to help them with an unexpected situation that has caused financial stress. Others may require addtional support over a period of time to move forward. Our team are also able to refer you to other services if they are relevent to your circumstances.

To speak to a person from the Salvos Assessment Line, pleace call 1300 371 288 between the hours of 9:00am - 5:00pm on Mondays - Fridays.


Financial Counselling

The Salvation Army's Moneycare is a free and confidential financial counselling service for people facing financial difficulties or wanting to avoid financial difficulties in the future.

Our financial counsellors listen in a non-judgmental and caring manner. They analyse and assess your financial situation and give you information and advice about credit and debt issues.

Find out more about Financial Conselling by clicking here.


No Interest Loans Scheme (NILS)

The No-Interest Loans Scheme (NILS) is to provide loans to people on low incomes who need to purchase essential household and personal capital items.

A range of criteria must be met to access this scheme.

Find out more about NILS by clicking here.


Useful information

The Australian Government MoneySmart website provides free useful information and tools to help all Australians make smart choices about their personal finances.

Visit the MoneySmart website by clicking here.