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Your Money Story

Published on
29 June 2025

Our past experiences with money affect how we manage our money today. Our “money story” is made up of our personal experiences, family history and current situation. We all have our own story.

Create a 4-page book for you to save and print out with design features for drawing pictures too (not just writing words). And the answers to your questions are put into sentences like a book. Eg) Question one, What’s the first thing you remember buying that had value to you? If you answer, “a soccer ball,” then the first sentence of your History Page reads “The first thing I remember buying that had value to me was a soccer ball.” 

Culture Iceberg Model

Culture Iceberg Model

Adapted from Edward T Hall

Activity

Take time to answer the questions below and share them with a trusted friend or family member too. It will help unlock your money story to see what’s driving your behaviours and decisions today. The good news is, we are all a work in progress. What has happened in the past doesn’t need to determine our future. 

You can write/draw your responses here, or get a blank piece of paper and make your own ‘money story’.

1. Title Page

What one song, movie, or phrase describes your life with money? E.g. “Under Pressure”, “The Pursuit of Happiness”, “Gone in 60 Seconds”

2. History Page

What’s the first thing you remember buying that had value to you?

What’s your earliest memory of money?

Who (if anyone) taught you how to manage money?

Was money discussed in your household?

How was money managed? Did you feel like you had a lot of money, or a little?

How did your family celebrate birthdays and Christmas?

What was your first job? OR What did you want to be when you were a child?

What age did you get your first credit card or loan?

3. Current Page

Who teaches you about money these days?

Who manages your money?

Do they (or you) easily discuss money?

What is your favourite thing to buy?

What is your best tip about saving money?

4. Future Page

I hope my future with money will look like this...

Headings Questions
1. Title Page What one song, movie, or phrase describes your life with money? E.g. “Under Pressure”, “The Pursuit of Happiness”, “Gone in 60 Seconds”
2. History Page

What’s the first thing you remember buying that had value to you?

What’s your earliest memory of money?

Who (if anyone) taught you how to manage money?

Was money discussed in your household?

How was money managed? Did you feel like you had a lot of money, or a little?

How did your family celebrate birthdays and Christmas?

What was your first job? OR What did you want to be when you were a child?

What age did you get your first credit card or loan?

3. Current Page

Who teaches you about money these days?

Who manages your money?

Do they (or you) easily discuss money?

What is your favourite thing to buy?

What is your best tip about saving money?

4. Future Page I hope my future with money will look like this...

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