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No Interest Loans Scheme (NILS)

The service is delivered in partnership with Good Shepherd Micro Finance.

NILS is a loan available to clients who have been supported by the SASHS Network.  It enables client to borrow up to $1000 and repay it over a 12 month period by direct debit from Centrelink payments or bank account.

Clients are able to purchase a variety of items including:

  • Furniture
  • Medical items
  • Cost of treatment
  • White goods

NILS is available to tenants of the SASHS Network who are:

  • Receiving income support from Centrelink and /or Veteran’s Affairs
  • Eligible for or hold a Centrelink Healthcare Card
  • Living on a low income as determined by the Office of Housing guidelines
  • Willing and capable to repay a loan