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No Interest Loans Scheme (NILS)
The service is delivered in partnership with Good Shepherd Micro Finance.
NILS is a loan available to clients who have been supported by the SASHS Network. It enables client to borrow up to $1000 and repay it over a 12 month period by direct debit from Centrelink payments or bank account.
Clients are able to purchase a variety of items including:
- Furniture
- Medical items
- Cost of treatment
- White goods
NILS is available to tenants of the SASHS Network who are:
- Receiving income support from Centrelink and /or Veteran’s Affairs
- Eligible for or hold a Centrelink Healthcare Card
- Living on a low income as determined by the Office of Housing guidelines
- Willing and capable to repay a loan